In Alabama, the definition of middle class varies widely depending on where you live and the cost of living.
A recent analysis by GoBankingRates sheds light on the income levels needed to be considered middle class in the Yellowhammer State, revealing a distinct economic landscape that matters deeply to Alabama residents.
What qualifies as middle class in Alabama?
According to GoBankingRates analysis, here's what it takes to be middle class in Alabama:
2-person family middle-class income range: $47,621 to $142,862
3-person family middle-class income range: $54,451 to $163,352
4-person family middle-class income range: $65,800 to $197,400
Mississippi has the lowest income threshold to qualify as middle class, with a two-person household needing just $41,999 a year, according to GoBankingRates. In contrast, Maryland tops the list, where the same household size must earn $71,611 to be considered middle class.
According to the Massachusetts Institute of Technology's Living Wage Calculator, a single adult in Alabama needs an annual income of $42,632 to cover basic living expenses. That figure includes the cost of housing, food, health care, transportation and essential services like internet and mobile access.
Here's a closer look at what the average cost of living looks like across Alabama counties:
Montgomery: $42,177
Tuscaloosa: $44,619
Jefferson: $44,586
Shelby: $49,212
Madison: $45,648
Etowah: $39,696
Mobile: $41,630
Where does Alabama rank in the cost of living?
Alabama ranks as the 10th most affordable state in the nation, according to U.S. News & World Report. Housing prices are a significant factor, as a recent MSN report identified Selma as the most affordable city in the state to buy a home, with a median listing price of just $31,951. Alabama is also one of the most budget-friendly places to raise a child, with annual costs averaging $18,653 per child.
Alabama is among the nine states with the worst quality of life
According to a recent CNBC report, Alabama ranked No. 3 among the worst states for quality of life in 2025, earning just 92 out of a possible 265 points. The report cites concerns from a lack of workplace protections due to recent legislation seen as discriminatory.
Alabama is also one of five states without public accommodation protections for individuals who are not disabled and ranks 49th nationally for the best states to work in.
Jennifer Lindahl is a Breaking and Trending Reporter for the Deep South Connect Team for Gannett/USA Today. Connect with her on X @jenn_lindahl and email at [email protected].
This article originally appeared on Montgomery Advertiser: What is middle class in Alabama? Here's what the data says
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